Question: What Is A Charge On Title?

How close to the fence line can I build?

The side boundary setback (existing boundaries with adjoining properties only), except for a wall built to the boundary, is a minimum of: 1.5m for a wall up to 4.5m high.

2m for a wall up to 7.5m high.

2m plus 0.5m for every 3m (or part of 3m) over 7.5m height for a wall over 7.5m high..

Does a title plan show fence ownership?

Buyers may expect to find the answer in the land registry title. However their title plans do not show ownership of property boundaries, so they are generally of no help. … In the absence of any clear evidence in the title deeds there are no hard-and-fast ways of determining who owns a fence.

What will a title search reveal?

A title search can be used for many purposes, as it includes the names of the property owner(s), restrictions on the land, mortgage details, lease details and other relevant information associated with the property.

Are Title Plans definitive?

It is important to note that the title plans show the general position, not the exact line, of the boundaries only. A title plan is therefore not intended to be a definitive record of the precise land contained within any one title.

Legal notations appear on title under a separate heading than charges, liens and interests and include little information beyond a filing number and possibly a date.

What does property title mean?

The property title is a legal document, often a certificate, which defines what property you own. Everything that affects your property will be listed on the title including who the owner(s) is, mortgages and caveats, and any covenants.

What is the difference between title and ownership?

Title is the legal way of saying you own a right to something. … The main difference between possession and ownership is that possession is requiring a physical custody or control of an object while ownership is the right through which something goes to someone.

What document shows property ownership?

The easiest way to prove your ownership of a house is with a title deed or grant deed that has your name on it. Deeds typically are filed in the recorder’s office of the county where the property is located.

How long does it take to get a charging order?

about 6 to 8 weeksIf you apply for an interim charging order, it will usually take about 6 to 8 weeks to get to the stage of a final charging order, providing that the process is not contested. If the final charging order is contested, it could take longer.

What is the difference between title and deed?

A deed is evidence of a specific event of transferring the title of the property from one person to another. A title is the legal right to use and modify the property how you see fit, or transfer interest or any portion that you own to others via a deed. A deed represents the right of the owner to claim the property.

Does a deed mean you own the house?

A property deed is a legal document that transfers the ownership of real estate from a seller to a buyer. For a deed to be legal it must state the name of the buyer and the seller, describe the property that is being transferred, and include the signature of the party that is transferring the property.

What is a charge on a property title?

A Charge taken by Legal Aid NSW is an equitable charge. It is a form of security over land similar to a mortgage except that it does not convey or assign any legal title in the property. The Charge gives Legal Aid NSW a caveatable interest under the Real Property Act 1900 (NSW).

What is a first charge on a property?

First Charge A legal charge used to secure the main mortgage. A lender with a first legal charge over a property has a first call on any funds available from the sale of the property. First-Time Buyer A person that is purchasing a property for the first time.

What does blue mean on a title plan?

If the property is a flat or maisonette, so that not all of the floors of the building on the land belong to the property, the footprint of the flat itself will be tinted blue and the description in the title register will read something like “as to the part tinted blue on the file plan, only the nth floor is included …

How do I find a covenant on my property?

You can find a property covenant in a contract of sale, but most commonly within a land’s certificate of title or in a separate document referenced within the title. But it isn’t a microscopic small-print trick that you aren’t supposed to see.